Terms & Conditions
Effective date: January 1, 2026
Website Use
By using this website, you agree to these Terms & Conditions. Content is provided for informational purposes only and does not constitute insurance, legal, or financial advice.
Insurance Disclaimer
ClearGuard Health Insurance Agency is a licensed insurance brokerage. We do not underwrite policies. All coverage decisions and policy issuance are made by the participating insurance carriers.
Licensing
ClearGuard agents are appropriately licensed in the states in which they conduct business. License information available upon request.
Carrier Availability
Plan availability, benefits, and pricing vary by carrier, state, and time. We do not represent every insurance carrier operating in every jurisdiction.
No Guarantee of Coverage
Submitting a quote request does not guarantee approval, coverage, or specific pricing. Final terms are determined by the carrier.
Limitation of Liability
To the fullest extent permitted by law, ClearGuard and its agents are not liable for any indirect, incidental, or consequential damages arising from use of this website.
User Responsibilities
You agree to provide accurate information and to use the website only for lawful purposes.
Governing Law
These terms are governed by the laws of the state in which ClearGuard's principal office is located, without regard to conflict-of-law principles.
Contact
Questions? Contact us at clearguardhealthagency@gmail.com or (866) 776-1410.