Legal

Privacy Policy

Effective date: January 1, 2026

Information We Collect

ClearGuard Health Insurance Agency collects information you voluntarily provide (name, phone, email, ZIP, date of birth, coverage needs) and automatically collected information (browser type, device, IP, pages visited) through cookies and analytics.

How We Use Your Information

We use your information to provide quotes, connect you with licensed agents, process enrollment, respond to inquiries, send appointment reminders and policy updates, improve our services, and meet legal obligations.

Cookies & Analytics

Our website uses cookies and analytics tools to understand user experience and improve performance. You can control cookies through your browser settings.

SMS Communications

Phone numbers collected for SMS communications will not be shared with third parties or affiliates for marketing purposes. Consent to receive SMS is not a condition of purchase.

Third-Party Services

We share information only as needed with insurance carriers to obtain quotes and complete enrollment, and with service providers who help us operate our business under confidentiality obligations.

HIPAA-Conscious Practices

While ClearGuard is not a covered entity under HIPAA in every capacity, we follow HIPAA-conscious data handling practices. Protected health information is transmitted and stored securely.

Consumer Rights

You may request access to, correction of, or deletion of your personal information at any time by contacting us at clearguardhealthagency@gmail.com.

Security

We use industry-standard safeguards including TLS encryption in transit and access controls to protect your information from unauthorized access.

Contact

Questions about this policy? Contact us at clearguardhealthagency@gmail.com or (866) 776-1410.